Canadians Are Saving BIG On Car Insurance With These Tips

Did you know that auto insurance companies have been fighting for new customers over the last year and have started offering huge discounts like never before? Here's how you can take advantage and save big for 2023!

Car insurance can be expensive, especially for people on a fixed income, such as seniors. If you're a senior, you may be wondering if there's an affordable way to pay for an auto insurance policy. Fortunately, a simple search online makes it easy to find cheap auto insurance quotes for seniors.

Senior car insurance discounts are one of the best ways to save money on your auto insurance policies and reduce the overall cost. In fact, you may be surprised to learn that most seniors don't realize that they can save hundreds of dollars a year by taking advantage of the numerous discounts available to them. Whether you are currently eligible for a car insurance discount or not, it pays to research what senior citizens can get. Keep reading for the best cheap auto insurance quotes Canada.

Group Senior Car Insurance Discounts

Senior drivers who are members of groups such as the Canadian Association of Retired People (CARP) may be eligible for special discounts on their car insurance premiums. The Canadian Association of Retired People (CARP) is an advocacy association for senior Canadians. Members can enjoy discounts on over 100 everyday products and services from CARP partners. To find out what's available for you, ask your group about available group senior car insurance discounts. 

Loyalty / Good Driving Discounts

If you've been with your insurance company for a few years, you may be eligible for a discount. Many insurance companies offer discounts to customers who have been with them for several years. This is especially true if you have a history of little or no insurance claims. It's also useful to note that having a long-term driving record with no claims can also help you secure a discount if you decide to switch to another car insurance company.

Low Car Mileage 

If you only use your car for short rides to and from the grocery store and for other everyday necessities, you may be eligible for a low car mileage discount. This is because many seniors only travel short distances, lessening the risk of getting into an accident or making an insurance claim. You might also be able to eligible for further discounts if you don't use your car for vacations or road trips. To find out more, speak to your insurance provider and ask whether it offers a low car mileage discount.

Speak to Your Insurance Agent 

As an insurance professional, your insurance agent is the best person to help you find cheap auto insurance quotes. They will also likely be aware of available special discounts that could lower your car insurance premiums. It's always a good idea to ask them for specific auto insurance discounts available for seniors. 

Good Health Discounts

Unfortunately, as we age, we're more likely to experience health conditions that affect our mobility and ability to drive safely. Because of this, many insurance companies appreciate drivers who have good health and are physically and mentally safe to drive. If you have documentation of good health, some insurance companies may be willing to offer you a cheaper insurance premium.

Bundling Auto Insurance Discount

By taking advantage of a variety of insurance policies from the same provider, you can often qualify for a discount on your auto insurance as well as your other policies, such as home and health insurance. Some insurance companies also offer family discounts to people who bundle several policies for their families. 

If you're looking for cheap auto insurance quotes for seniors, start your search online today and save hundreds of dollars on your premiums.