Pet Insurance That Covers Everything (At Bargain Prices!)
- Lifestyle
- By Kirstie H. on
We all want the best for our furry friends. Check out these affordable pet insurance deals today and keep your pet happy and healthy!
If you're a pet owner, you know firsthand how much your furry friends mean to you. However, unexpected medical conditions could lead to expensive bills that put a financial strain on your budget and lifestyle. Medical care for pets can be extremely expensive. The average cost of having an animal treated at an emergency veterinary clinic can be anywhere from $150 to $1000, depending on the severity of the condition. Fortunately, insurance plans for pets can ensure that your pet gets the care it needs without breaking the bank.
With 70% of households in the United States owning a pet, it's easy to see why pet insurance has grown in popularity. In fact, it's possible to find Pet Insurance That Covers Everything! From immunizations and regular health checks to emergency care. Keep reading to learn more about the most affordable Pet Insurance Quotes For Seniors.
What's Covered in Pet Insurance?
Pet insurance policies vary; however, most pet insurance plans cover tests and exam fees, care for unexpected injuries or accidents, care for unexpected illnesses, medication, surgery, and emergency care. In some instances, certain expenses may not be eligible for reimbursement. It's essential to thoroughly review and understand the terms and conditions of your pet insurance policy to determine what's included in your coverage.
Pet owners can typically opt for three different types of pet insurance: wellness coverage, medical coverage, and accident-only coverage.
Wellness Coverage: Covers scheduled Vet visits, check-ups, and required immunizations.
Medical Coverage: Covers vet costs, surgery or therapy, and required medications.
Accident Coverage: Covers the costs of treatment for injuries.
Many pet insurance policies cover a combination of all of these types of coverage. In general, wellness and accident pet insurance are the cheapest. If you want peace of mind, comprehensive medical coverage covers most illnesses and conditions. If you're opting for medical coverage, you should expect to pay more for your pet's insurance coverage.
How Pet Insurance Plans Work
Generally, pet insurance plans work on a reimbursement basis. This means that you're responsible for your pet's care and then must file a claim to get receive reimbursement. In addition, most pet insurance plans have a deductible – typically one per claim. As a general rule of thumb, the lower the deductible, the higher your premium cost will be.
It's important to note that similar to human health insurance, pet insurance also has exclusions, including certain breeds and health conditions. Most policies also have a waiting period before the policy becomes effective. This ensures that pet owners cannot buy insurance for the sole purpose of covering emergencies. For injuries, the waiting period is typically a minimum of five days; for chronic illnesses, it is a minimum of 14 days.
Pet Insurance Costs
There are many pet insurance providers, so it's easy to find Pet Insurance For Multiple Pets. Some examples include:
Geico Pet Insurance for Dogs and Cat
Prices start from around: $1 per day
Coverage includes Accidents (e.g., broken bones, swallowing something), Illnesses (not pre-existing), Dental issues, Cancer, and more.
ASPCA Pet Insurance
Prices start from around: $300 per year
Coverage includes Accidents, Illnesses, Dental diseases, Hereditary Conditions, and Behavioral Issues.
Progressive Pet Insurance
Prices start from around: $1 per day
Coverage includes Routine care, Accidental injury, and Illness.
Find Cheap Dog Insurance For Seniors
To get the best Pet Insurance Quotes For Seniors, it's important to shop around and compare plans. Not all pet insurance plans are created equal, so it's essential to read the fine print and understand any applicable exclusions and limitations. Start your search online for Pet Insurance That Covers Everything today.